Teens will learn how to manage credit cards and other forms of debt in this practical book from the Fund Your Future series (4 titles). Over the course of six well-organized chapters, the text explains the what and why of debt, its advantages and disadvantages, loans (plus loan interest), and credit scores. While the stock photos don’t add much, the inclusion of statistics and informational tables are quite useful in breaking down core concepts and drawing comparisons among different types of debt and credit lines. Frequent lists and tips also help parse the topics into manageable chunks. Readers will find suggestions for ways to safely build credit without going into debt and ways to repair credit. This helpful primer for financial literacy includes source notes and a well-curated further-­reading list.