Fall 2024

Borrowing Basics

A Teen Guide to Credit and Debt

From the Set Fund Your Future

Borrowing money and getting a credit card can be scary. But there are simple steps everyone can take to build good credit. Learn the risks and rewards of borrowing responsibly through simple strategies and engaging examples.

Format List Price Your Price Qty
$34.65 $25.99
Interest Level Grade 6 - Grade 12
Reading Level Grade 7
Dewey Number 332.7
Lexile
ATOS Reading Level
Guided Reading Level
Language English
Publisher Lerner Publishing
Format Reinforced book
ISBN 9798765611340
Copyright 2025
Number of Pages 64
Dimensions 6 x 9
Graphics Full-color photographs

Booklist Review of Borrowing Basics

Teens will learn how to manage credit cards and other forms of debt in this practical book from the Fund Your Future series (4 titles). Over the course of six well-organized chapters, the text explains the what and why of debt, its advantages and disadvantages, loans (plus loan interest), and credit scores. While the stock photos don’t add much, the inclusion of statistics and informational tables are quite useful in breaking down core concepts and drawing comparisons among different types of debt and credit lines. Frequent lists and tips also help parse the topics into manageable chunks. Readers will find suggestions for ways to safely build credit without going into debt and ways to repair credit. This helpful primer for financial literacy includes source notes and a well-curated further-­reading list.

Author: Nicholas Suivski